Sense to Save

My book got a lovely review from Kacie, who has a useful personal finance blog called Sense to Save. She writes from the point of view of a young mom, and I write from the point of view of an old mom.

Kacie recently pointed out that the price of passports has gone up.  Here’s a helpful comment from one of her readers.

“If you don’t have plans to go overseas but might wanna go to Mexico/Canada, you might check out this thing they also now have called a “passport card.” It basically looks like a national ID card (as opposed to the local, state driver’s license IDs) that can be used on the North American continent. And it’s just half the price of a normal passport.”

WEB DESIGN AND FREE KIDNEY

I have been remiss about posting new entries, because I’ve been busy creating a new website. It’s called Annie Korzen.com and is a me me me site describing all the various things I do: write, act, lecture, and teach public speaking. Please check it out.

The average cost of creating a website is about $2,000. I, of course, did it for much less, with a little help from a friend who got low-cost guidance from a cousin who’s a pro. Then I wondered if one could get a site designed for free. I looked on Craigslist.com and sure enough, someone was offering that service. He was a graphics student, and wanted something for his portfolio.

I KIDNEY YOU NOT

Speaking of Craig’s List, last night I gave a Bargain Junkie presentation, and asked the audience if they had scored any fabulous freebies online. One woman told of a friend who had been waiting for a kidney transplant for 6 years, and finally found one FOR FREE ON CRAIG’S LIST!!!!!!!!!!!!!!! Some good Samaritan was making an offer she couldn’t refuse. She is now alive and well with a brand new kidney. The donor is now looking for someone who needs a partial liver transplant. It strikes me as a bizarre form of altruism, but why look a gift organ in the mouth?

THE SHOP AROUND THE CORNER: LOCAL MERCHANTS

CLEANERS AND TAILORS
I had an ink stain on a silk cocktail dress.  My fancy neighborhood cleaner wanted twenty dollars, with no guarantee that the stain would come out.  I had only paid two bucks for the dress at a rummage sale, so I decided to shop around.  I tried another local place, and they assured me ink stains are impossible to remove.

I left my neighborhood and went to a dry cleaner in a less genteel area.  They removed the stain on the spot, and charged me eight bucks.  I also discovered that their tailor charges half of what I pay my local seamstress.  Location, location, location.

AUTO REPAIR
We have found this same location rule to be true of auto mechanics: prices are lower in blue-collar neighborhoods, and the quality of the work can be excellent.  Of course, it takes a little time to get there, and I sometimes succumb to laziness and pay extra for the convenience of nearby shops.

Read More »

BARGAIN JUNKIE REVIEW

I was thrilled to get this glowing write-up from Trent Hamm, author of 365 Ways to Live Cheap: Your Everday Guide to Saving Money.  He is a personal finance expert and clearly a genius, since he liked my book so much!   

You can read the full review at The Simple Dollar

IT’S A WRAP – OR NOT

Being frugal goes hand in hand with being green.  I never buy wrapping paper. I’ve endured too many Christmas celebrations, wedding showers and birthday parties that ended with a mountain of gift-wrap trash. Some Martha Stewart types save it all for crafts projects, but I am allergic to crafts projects. Instead, I put presents into those gift bags that are two for a dollar at the Ninety-nine Cent Store. I don’t write on the message tag, so the bag can be used again and again and again. Anyway, if I try to wrap a package myself, it comes out looking like the work of a four-year-old, so the bags save me a lot of stress.

Homeless Lady

No time for a lengthy post this weekend, because I’m in the middle of my gigantic semi-annual yard sale.  Lots of friends stop by to shop and schmooze, and we always meet interesting new people, like the man who collects Buckminster Fuller drawings.  And then there’s usually a bit of human drama.  

An old, raggedy, smelly, homeless woman wandered into this upscale fashionista environment, and asked if I could give her something to wear.  As it happens, I always put aside lots of freebies for people who buy a lot, so I brought her to that section and told her to take as much as she wanted.  She adamantly refused to take more than one pair of pants, saying “Oh no, I wouldn’t want to be greedy.”  Why did this

•    A: Touch my heart?  And also

•    B: Shame me, because if someone offered me unlimited free stuff I’d probably grab the whole lot.  

I am too selfish to live.

A FASHIONISTA’S REVENGE

yard3As with any addiction, there came a time when the bargain-shopping pleasure turned to pain. Every closet, shelf, and drawer in the house was overflowing with valuable stuff that was never used. I don’t wear the designer clothing because I live in sweatpants. I don’t use the crystal salt cellars because I rarely entertain. I don’t have the time: I’m much too busy buying crystal salt cellars. After a family intervention, I agreed to go cold turkey. I wouldn’t give up treasure hunting, but I would turn my compulsion into a business. I started selling my goodies: some on eBay, some to resale shops, some to private dealers.  

It was fun to have a little cottage industry but, like all entrepreneurs, I dreamed of The Big Score: the costume person from a film studio who would be My Main Buyer.  This person would appreciate my exquisite taste and, since they were paying with someone else’s dime, would never haggle over the cost. I would sit in the audience and think, “That’s my Escada blazer!  That’s my Weiss necklace!”

yardsaleoct081And so it came to pass. Twice a year we have a huge yard sale at rock bottom prices to unload the surplus goods. At my last sale, a young woman named Laura S. showed up and announced that she was doing wardrobe for a Dreamworks movie. Just like in my fantasy, Laura gushed over my fabulous taste, and phoned her assistant to check the sizes of various actors. She bought Anna Sui and Vivienne Tam and Armani. She bought a Coach bag and some vintage jewelry. She was in a hurry to get back to the set, so I took a check for $400. She promised to come over every month to check out my inventory.  My dream had come true: I was in business with Steven Spielberg!

The check bounced. It wasn’t just an oversight: the account had been closed for several months. I called Dreamworks and asked for Laura S. No such person. “Are you sure? She’s doing wardrobe on Santa Clause 3.” No, that film was not Dreamworks, it was Disney. I called Disney and learned that the movie had wrapped three months ago. Laura S. was a total fraud. The assistant she talked to was probably a dial tone. Laura played on my greed, my vanity, and my pathetic eagerness to be a professional shopper for the movies.  

My miracle had turned into a “be careful what you wish for” fable. It served me right, because as a secular cynic, I ought to know that miracles do not happen: just random events that usually end badly. I was, of course, furious, but I was also fascinated by the psychopathology at work here. If you’re a skilled con artist, why steal used goods from yard sales? Whatever happened to professional standards? Even criminals should aim high.  

I started leaving phone messages for Laura, sometimes several in one day. No reply, of course. We drove to the address on the check. No such person, of course. For many months to come, I was obsessed with revenge fantasies. I thought of all the things I would say and do to Laura S. if I ever ran into her: how I would make a loud scene in public and force her to pay me back.  

And so it came to pass. I walked into a lingerie shop not far from home, and there, writing out a check on the same phony checkbook, was Laura S.! Just like I had imagined, I yelled to the owner, “Don’t take that check!  She’s a con artist!” Laura looked up and said, just as sweet as could be, “Oh, I’m so glad I found you!  I’ve been looking all over for you! I owe you money!” Yeah, right.

My fantasy script called for me to escort her to a nearby ATM machine, which I did. As she handed me the cash, she said, “I know you don’t believe me, but I’m really not a bad person.” “Laura, everything you told me was a lie.” “No, I’m exactly what I said. I’m a film studio executive.” Poor dear: if she had only put her mind to it, she probably could have been: she had all the qualifications.

Here’s a cheery postscript: I did, eventually, start selling my vintage fashion to TV, film, and theatre productions, designers, stylists, costume houses and fashion corporations who use vintage as inspiration. Ah…revenge is indeed sweet!

(This article was originally published in The New York Times.)

Interviewed by Tavis Smiley


smiley1


I did a radio interview today with the fabulous Tavis Smiley. This is what greeted me when I walked into the studio. It made my day!

Things You’ll Never Hear Me Say

•    “I have to have it – no matter what it costs.”

•    “I couldn’t possibly wear that. It’s last year’s style!”

•    “You get what you pay for.”

•    ”He who dies with the most toys wins.”

•    “I can’t wait for the big game. What time is it on?

(This last one has nothing to do with thrifty living. It’s just something you’ll never hear me say.)