Author Archives: Annie Korzen

THE SHOP AROUND THE CORNER: LOCAL MERCHANTS

CLEANERS AND TAILORS
I had an ink stain on a silk cocktail dress.  My fancy neighborhood cleaner wanted twenty dollars, with no guarantee that the stain would come out.  I had only paid two bucks for the dress at a rummage sale, so I decided to shop around.  I tried another local place, and they assured me ink stains are impossible to remove.

I left my neighborhood and went to a dry cleaner in a less genteel area.  They removed the stain on the spot, and charged me eight bucks.  I also discovered that their tailor charges half of what I pay my local seamstress.  Location, location, location.

AUTO REPAIR
We have found this same location rule to be true of auto mechanics: prices are lower in blue-collar neighborhoods, and the quality of the work can be excellent.  Of course, it takes a little time to get there, and I sometimes succumb to laziness and pay extra for the convenience of nearby shops.

SERVICE CALLS

I do stay local when it comes to household services like heating and plumbing: the big chains charge a lot more than small independent companies.  I needed to change the locks on two doors. The large chain would have charged $45 for the visit, plus $86 for each lock.  The local guy came for $35, plus $64 for the locks.  I’m not good with numbers, but even I can do the math on that one.

I will admit I got a little nervous when the neighborhood electrician arrived.  He was so old and frail that I had to help him up the front steps.  Then he forgot a tool in his van, so I had to help him down the front steps and back up again.  Fortunately, he was not charging by the hour – and he ended up doing a swell job.  This was no surprise, as he had ninety years of experience.

MENTAL HEALTH
Recently, I decided to get back into therapy.  There is nothing seriously wrong with me – except on the days that I’m a loony nutcase, which is happening more and more frequently.  I couldn’t ask friends for referrals because I’m limited to doctors on my insurance plan.  I had to scroll through over a hundred names and – after crossing off substance abuse and eating disorder specialists – I still had no idea how to narrow it down.  

Then I noticed that one of the shrinks has an office ten blocks from my house.  That means I can take a nice walk, vent for an hour about the people in my life who are responsible for all my problems, listen to a kind, gentle woman pretend to agree with my warped point of view, and then take a nice walk back.  Works for me.

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BARGAIN JUNKIE REVIEW

I was thrilled to get this glowing write-up from Trent Hamm, author of 365 Ways to Live Cheap: Your Everday Guide to Saving Money.  He is a personal finance expert and clearly a genius, since he liked my book so much!   

You can read the full review at The Simple Dollar

Money-Saving Websites

I thought I’d share a few money-saving sites I’ve discovered in the past few months. Naturally, they are all free to join.

Yard Sale Treasure Map

You enter your location and a map comes up with addresses and info in yard sales in that area. Plus, there’s no charge to list your own sale. The only flaw is that they are not quick enough to take down outdated ads, so that when I asked for Sunday sales on February 26th, I got some listings from February 21st. So make sure you read the fine print! There’s nothing more irritating than driving to a sale that isn’t there.

Black Board Eats

You get emails about restaurant deals in your area. You then have twenty-four hours to click on the discount passcode, and have to use it within 30 days. The day I signed up, I was offered 30% off the entire bill at Sofi, a local Greek place with a lovely garden. I’m already dreaming about the mixed appetizer platter.

Groupon

They email you various kinds of deals. The system here requires a minimum number of takers for the deal to be valid. Today’s offer was a $70 mani-pedi for thirty bucks. Unfortunately, it was miles away from where I live. You can’t register by zip code, so I’m receiving deals that cover the entire suburban sprawl of Los Angeles.

I’m always glad to hear about more cheapo sites, if you want to share.

SOME PEOPLE ARE JUST TOO CHEAP

I just did a radio interview about frugal living with the Pulitzer-Prize-winning journalist, Patt Morrison.  (See the link in the sidebar.) We had a number of call-ins, and a few people struck me as not deserving to call themselves thrifty.  I’d say they were just plain CHEAP!  

One guy bragged about how he invites ladies out to lunch, then says he has to make a short stop at Costco.  He picks up some small item, then steers his date to the food department where they fill up on free samples.  The date then invariably says, “I’m not hungry anymore.  Let’s not bother with lunch.”  This guy is a shameless cheapazoid!  

My friend, Ann Rita met a similar guy online. They chatted a few times on the phone, and finally agreed to get together for brunch. As they studied the menu, he suggested, “Why don’t we just split an order of toast?” I would have replied, “Why don’t you have the toast and I’ll just split!”  

Then there was the wealthy woman who invited us to her penthouse apartment for lunch, handed out takeout menus, and collected our money when the food came!

TIP-TOP
I’ll never understand richies who are cheap tippers: why not share the wealth? My parents were poor, but they always tipped generously because they had compassion for working people. This compassion does not always cross class lines. I attended a high-society wedding where private buses were hired to bring us from the church to the reception, and then back to our hotel. When we got to our final destination the host on our bus, the groom’s brother – the scion of an old-money family – neglected to tip the driver. When someone (me) took him aside and suggested that a gratuity might be in order, his drunken response was something like “Why? He’s already been paid.” So much for noblesse oblige.

Like I said – maybe it’s a class thing. When I was in college, Toby got a summer job as a bellboy in a Catskills hotel. One weekend the hotel was taken over by a group of gentlemen who were there for an international business conference. The business was crime, and the gentlemen were Cosa Nostra. Toby never got less than a hundred dollar tip for carrying bags. Well, that’s only fair: Uzis are heavy.

YANKEE-PANKY
Moneyed people are not the only ones who can be stingy. There was a little general store down the road from our country house. George, the owner, never turned on the lights in order to save money: a good example of “Penny-wise, pound foolish.” Needless to say, business was not booming. Not too many people want to poke around in the dark for a dusty can of baked beans from 1947.

One day I asked George if he would put aside the local paper for me each week. I wanted to be sure that it would not be sold out when we arrived on Fridays, since it contained the all-important auction and garage sale listings. George, with his sharp sense of business acumen, agreed to save the paper – as long as I gave him the twenty-five cents in advance.

ON THE HOUSE
The richer you are, the more freebies you command – from Oscar-ceremony gowns to comped suites in Vegas. This is a two-way street: the dress designer wants his label to be seen, and the hotel figures they’ll make the room fee back – and more – at the blackjack table. But it’s not just celebs who expect freebies.

When I do my solo shows, I am amazed at how many people expect to be given tickets. Of course, you have to comp agents, casting people, and the press. But then there are folks who crawl out of the woodwork – like the distant acquaintance who requested that I comp him because he wrote online reviews. I promised him a ticket, and he asked if I could make it two. He brought a bimbo date, never wrote a review, and I had to cover the cost of the two seats. On the other hand, I offered Oscar-winner Estelle Parsons freebies, which she graciously turned down, saying that she wanted to support the theatre. Some folks have class.


The lead actor of a Broadway mega-hit had a milestone birthday. The cast and crew had to chip in for a cake because the producers refused to pay for it.



Bob Hope was generous with his time and talent, but he was also a notorious tightwad. When he invited his writers to his house for a brainstorming session, he would advise them in advance to bring their own orange juice.


ALL IN THE FAMILY
The worst cheapskates are people who are stingy with their own families.

•    Peter, a real estate mogul, refused to give his son a college graduation present, saying “I don’t believe in buying affection.” As it turned out, the kid had secretly dropped out of school to do drugs, but still…
•    Sally’s father was a wealthy entrepreneur. When he died, he left his estate to any future grandchildren: if there were no grandchildren, the money would go to an animal charity. Sally was forty-four and her sister was fifty-two: both unmarried and childless. As it turned out, Sally met a guy and had a baby at the age of forty-five. She dearly loves her daughter, but sometimes I think she got pregnant just to spite dear old dad.
•    My Danish father-in-law, Harry, was a lawyer married to a society woman. Their wedding present to us was a little tablecloth and a pair of pewter candlesticks. My own father, a poor immigrant tailor, gave us two thousand dollars. I still managed to squeeze a little cash out of Harry. Whenever I saw him, I would say, “Oh, gee, I forgot my wallet. Could I borrow a hundred Kroner?” Harry was your typically reserved Scandinavian, so I knew he would be too polite to ever ask for the money back. Yes, I am a shameless whore – but cheapskates need to be brought to justice.


A theatre producer had agreed to mount one of my shows. He suggested that Benni and I meet him for lunch to go over the contract, and he named the restaurant. At the end of the meal, not only did Mr. Producer not pick up the check, but he divided it into three, and paid his share of one/third. I should have known then that it would be a mistake doing business with this guy. Ten years after the production, he still owes us money.


If any of you out there have some good cheapskate stories, please share them with the rest of us.  Thanks!

FREE LOVE


People pay big bucks to join dating services, but there are cheaper ways to make connections. You might start with friends. I was fixed up with Benni on a blind date. We met in February and got married in April, because he had just arrived from Copenhagen and needed a green card. My friends warned me that I was marrying a stranger and after he got his papers I might never see him again.  I felt we were a good fit, and decided to risk it. That was a zillion years ago, and we’re still going strong – although I do have moments when I think my friends were right: I married a stranger.  Maybe all spouses have those moments.

I know one woman who started attending AA meetings in Beverly Hills. She had no addiction problems, but she figured there might be some interesting single men there. I’m not sure I’d recommend that ploy. But there are plenty of classes, church groups, political and charitable organizations, etc. where you can meet people who are not recovering crack heads.

My girl friend Sara noticed a cute guy on the subway who was reading a book she had just finished.  She started chatting with him, and they have now been married for twenty years.

Michael, a theatre director, volunteered to be a mentor to a disadvantaged kid. At the training session, he met a young woman who was also being trained. They, too, have now been married for twenty years.

My son, Jonathan, has a friend who joined the Peace Corps. While he was working in Haiti, he hooked up with another volunteer and – you guessed it – the wedding took place a year later.

I’m not saying you have to join a do-good organization to meet your soulmate. I just think that if you’re someone with a lot of hobbies, interests, and passions, you just might come across Mr/Ms Right in the middle of your active life – without paying a fee!



If I were single in a big city, I’d get a puppy – and not just for companionship. Dog-owners are a very social sub-culture. I took a stroll with Sue and her Wheaton terrier, Daisy, in Manhattan’s Riverside Park. We couldn’t walk for two minutes without another canine-owner stopping to chit-chat. Maybe someone should start a business leasing dogs to singles: call it PuppyPimp.com. I see a film script here.



I’m curious: did you meet your significant other in an unusual way? I would love to hear about it. Post your stories in the comments section.


FRUGAL VALENTINES
Benni and I are not gifty people.  We will celebrate this holiday by doing things for each other.  He will clean out the garage – which I have been asking him to do for about ten years.  I will cook him his favorite dinner – which has also not happened in a while.  These things may sound mundane, but when you’ve been married as long as we have, nothing is as seductive as seeing my husband complete a domestic chore.

LABELS: I DON’T PROMOTE THEM – AND I DON’T BELIEVE THEM

Every primitive tribe has its status symbols. Who owns the most goats? Who wears the most beads? Who has the largest lip plate? In the supposedly advanced culture we inhabit, people strut around proudly displaying their labels. Maybe we’re not as advanced as we think we are: beads make more sense to me.

I’m not saying there’s anything wrong with wanting stuff that’s well designed and of good quality. I just don’t understood people who buy clothing that broadcasts the maker. Why wear a bag with a pattern that screams, “FFFF” or “COCOCOCO”– unless Fendi or Coach are paying you for the commercial?

gucci-coach-bagsFendi Bag2








Flaunting the brand has no esthetic value; it doesn’t make the item prettier or more flattering – it just shows you can afford to buy something expensive. Well, if that’s your goal, why not wear that Marc Jacobs jacket inside out so people can see who made it? Or, better yet, just enlarge the price tag, laminate it, and pin it to the collar.  Anyway, there are so many counterfeits around that the gal with the Vuitton tote (LVLVLVLVLV) probably got it for a pittance from a street vendor – so you better carry around some documentation proving that yours is real.

Real or fake?  Hard to tell.

Real or fake? Hard to tell.

Flash is a performance artist who, like me, loves Sportsac bags. They’re tokidokiforLeSportsacBuonViaggioTokaffordable, they weigh nothing, they have a million compartments, and they’re washable. The only problem is that the LeSportsac name is prominently featured in more than one spot on the exterior.

Flash – also like me – is label-allergic, so she took some strips of velvet ribbon and sewed them over the offending display. I admire her creativity but I confess I’m not enough of a purist to make that much effort. If I have to choose between principles and laziness, laziness will usually win out.


For years, one of my favorite outfits was a ‘40s vintage rayon skirt with a sort-of-matching wraparound top. They had two different floral patterns, but the colors were similar enough to relate. Some heavily-labeled fashionista (ChanelChanelChanel) came up to me at a dinner party and said, “Lovely ensemble. Missoni?” “Uh, no thrift shop.” The conversation stopped there.


DISREGARD THESE INSTRUCTIONS

There’s another kind of clothing label that annoys me: those worthless care labels inside every garment. “Dry Clean Only” is a big fat lie. What did people do before they had chemical dry cleaners? They washed everything. And that’s what I do: silk, rayon, linen, etc. I just throw it in the machine, do a cold water wash, and hang it up to dry.
Of course, I’ve had my disasters.  I mistakenly put a DKNY velour turtleneck into a hot water wash, and ended up with a top that would fit a Barbie Doll. I did something similar with my husband’s favorite Brooks Brothers linen shirt – but keep in mind that anything I ruin probably didn’t cost more than a few bucks, so I can afford the occasional mess-up.


Another instruction label I totally disregard is “Hand Wash Only” My philosophy is “Hand Wash Never.” I just put flimsy delicates in the gentle cycle – and my manicure will last a few days longer.



Everyone’s jumping on the Bargainista Bandwagon, but some of the efforts are pretty lame. The L. A. Times compared a $14.99 Gap t-shirt to a similar Jil Sanders number priced at a whopping $205. That price is outrageous! I would NEVER spend $14.99 on a t-shirt!


IT’S A GIFT!

I hate gifts. I hate giving them. I hate getting them. I hate watching people open them. I hate unwrapping presents and having to pretend that I like them. “Wow! A vegan cookbook! I’ve been wanting one of these!”

Not only do I not want any kind of cookbook, but all our available shelves are crammed with rare books for Benni’s resale business. This little baby is going right back to Barnes and Noble to be exchanged for something useful, like a Bette Midler CD – which I will play while dining on non-vegan take-out.

I have very specific tastes, and I’m much happier picking out my own presents. My poor husband has learned, after many years of hearing “Is this some kind of a joke?” when I open his gifts, (like a toaster for Valentine’s Day) that the safest thing is to just take me out to dinner. Most of my friends also respect my preference for events over things-wrapped-in-boxes, so around my birthday I get a bunch of dinner invitations which stretch the celebration out to a couple of weeks. What could be better?

One present I always do appreciate is a houseplant. Some people say xce55uew0b“You can’t be too rich or too thin.” I say “You can’t have too many flowering cymbidiums.”

I live in Los Angeles, where plants are cheap. I was staying with a friend in New York, and went to a florist to buy her a house gift. The potted orchid that I can get in L. A. for twenty-five dollars was sixty bucks. When I pointed out the price difference, the florist explained that the plant, like me, had also flown in from California, and I was paying its air-fare. As with food, I guess it’s better to buy plants local.



One of the loveliest and most original gifts I’ve ever gotten floralbouquetwas a birthday present from my friend, Rowena. She paid in advance at my local florist for four lavish bouquets that I could order at any time during the year. How luxurious to be able to just walk around the corner at Thanksgiving and get a pre-paid centerpiece!





THE CHEAPEST TRANSPORTATION

WALK THE WALK

When I watch those Jane Austen series on Masterpiece Theatre, I’m always impressed by how much walking everyone does. They stroll to the village, they saunter to the squire’s mansion, they meander through country lanes just for the simple pleasure of moving one foot in front of another. I always knew that Jane Austen and I were soul mates, and this proves it. I find walking is the cheapest, healthiest, pleasantest way to get from one place to the next.

I read somewhere that New Yorkers live longer than anyone in the country. You would think that the pollution, the stress, the noise of The Big Apple might not make it the healthiest place in America, but you would think wrong. Apparently, the reason for this longevity is that New Yorkers walk. They walk fast. And they walk while carrying things.  I’m based in Los Angeles now, and I’ve noticed that when I spend a few weeks in Manhattan, I eat everything in sight (you can’t get cold sesame noodles or a decent pumpernickel bread in L.A.) and always lose a few pounds.

New Yorkers are the fastest pedestrians in the U.S.A. I once arrived at Kennedy on a flight from Houston. As I sprinted off the plane, one ambling tourist drawled, “These New Yorkers are always in such a hurry!” I didn’t stop to explain that it’s because we have something interesting to hurry TO! I was in too much of a rush.



Lecco, a town in Italy, turned its school-bus system into a walk-bus system. The kids who had previously been driven to school now follow the same route on foot – accompanied by paid staffers and parental volunteers. This pied-piper arrangement diminished traffic, cut down greenhouse-gas emissions, and reduced childhood obesity: a win-win-win situation.


GYMS: ARE THEY REALLY NECESSARY?

WORK IT!

Exercise is a way of life for many Americans. Whether it’s Curves, Swerves, or Yoga Booty Ballet, we like to get out there and make our muscles tough and buff. I used to love dance classes: jazz, tap, modern – actually, that’s a lie. I did not love modern. That class was a little too airy-fairy for me. When the instructor said, “Now turn yourself into a flower blossom and float over to your neighbor’s garden,” this little blossom just floated right out of the studio and never went back.

Benni and I took some ballroom dancing courses. We learned swing, fox trot, and some rumba, but never worked our way up to salsa. That’s still on my to-do list.
I’ve also enjoyed Yoga classes: the serene atmosphere, the gentle spinal stretches and the soothing chants. During the guided relaxation, I was, for the first time in my life, able to reach a true meditative state – if snoring with your mouth open while spittle runs down your chin can be called a true meditative state.

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CHEAP, AFFORDABLE, LOW COST HEALTH CARE

I have a friend who has a house in France, and was suddenly taken ill. A visit to the local doctor would have cost four dollars, and a house call was eleven bucks.  These big spenders decided to splurge and spend the extra seven dollars.  American medical costs are a real problem, and I’m not the one to solve it. There are, however, a few tricks that can help ease the burden.

•    The most obvious way to lower your medical bills is to live a healthy life-style. That means cutting back on the booze, smokes, pork rinds and certain – but not all – recreational drugs. It also means having a daily exercise routine, and walking or biking instead of driving. These are all no-brainers.

•    You can go online and order your medicines from Canada. It’s legal, and safe, and much cheaper than buying the same item here. One southern U. S. senator objected to this practice, warning against using “socialist medicines.” If you are absolutely dedicated to unregulated free-market capitalism, then I think you should stick to your guns and pay full price.

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